8 Best Apps to Send Money in 2023. Everyone, including myself, would love a quicker way of sending money, and apps happen to be the fastest way of doing so, and there are some apps that aid fast transactions and are also user-friendly.

8 Best Apps to Send Money in 2023
8 Best Apps to Send Money in 2023

Best Apps to Send Money in 2023


This is one of the oldest banks and has recently developed a mobile app that is functional with the money app and the mobile wallet. This app has very strong security features, and you get to buy bitcoin and other cryptocurrencies.

When using a linked bank account and any other PayPal cash transaction, the transaction fee is free, but you would be charged a fee when using a debit or credit card.

To get started with PayPal, you have to sign up using a valid email address and a strong password. Next,  you add your cards. This app allows you to do all transactions privately, where all your financial information and transactions are secured.

Get started with PayPal.

Western Union – Best Money Transfer Apps

Western Union is an American multinational financial service, and the company headquarters are located in Denver, Colorado. This is one of the most popular and fast means of conducting transactions. It provides a secure and safe means of making a transaction. You could track your transactions until they are successfully executed. With this app, you could transact with credit cards, debit cards, or other banks. The downside, or disadvantage, of this app, is the high transaction fee.

Get started with Western Union.

Apple Cash

This is a digital card that is located in the wallet. It is a very easy way to make transactions. Apple Cash is a digital card that you could use for all transactions. It gives you access to make transactions through messages, and it is connected to your Apple Pay account.

It is compatible with iPhone, iPad, Apple Watch, and Apple-related devices. If you must notice the name Apple, which means this app is accessible to Apple users. This is one of the disadvantages of this app, as transactions can be made between Apple users.


WorldRemit ensures a fast, flexible, and secure means of international transfers all over the world. Every transaction made across different countries differs in cost and speed. Currently, there are four different types of transactions available in WorldRemit, which are: airtime top-up, bank transfer, cash pickup, and mobile money.

To get started, you have to create an account, verify all your details, and start all your different transactions. But there is an offer of free transfers for your first three transfers. It’s all possible when you enter your promo code 3FREE before paying.

For international transactions, credit card transactions would attract a fee from your credit card issuer, which might affect the amount of money received. You make transactions with a bank deposit, a debit card, and a credit card.

Download WorldRemit.


The Zelle App is a United States-based payments network that is owned by Early Warning Services. This app tends to be compatible with a few banks, like the Bank of America, Truvest, Capital One, PNC Bank, and U.S. Bank, among others.

If your bank happens to partner with Zelle, then there would be no need to download the Zelle app separately, but if your bank does not partner with this bank, you would need to download the bank separately to get started.

Transferring money to others does not attract any fee, and you could receive money from other banks. This app is accessible to both iOS and Android users.

Download Zelle

Google Pay – Online Money Transfer Apps

This is a mobile payment service that is developed by Google to power in-app, online, and in-person contactless purchases on mobile devices and other compatible devices. Signing up for Google Pay in order to get started is not necessary, because you would need your phone number or email address to be able to send money.

If your family member or relative in the US needs money, this app has just made the transaction easier. But not all banks are compatible with this app, and it is also location-limited; those are the downsides of the app.

Download Google Pay.

Square’s Cash App

This is a mobile payment service that is available in the United States and the United Kingdom that gives users access to the ability to transfer money and make other transactions. You get additional discounts when you use the Cash App debit card for a transaction or to buy something.

Transfers are done for free without any extra fee, but if you happen to be a businessman or woman or you make money with your account, then every transaction costs you 1.5%. For those who prefer to trade in stocks or Bitcoin, Cash App has made it possible to make transactions in a secure way. It is available for both iOS and Android users.

To get started, if maybe you could not download the app, you could click on the Download link below and you would get access to the QR code to easily download the app.

Download the Cash App.


This is one of the apps that aid in a fast and quick transaction. Venmo belongs to PayPal. The Venmo transaction app has really cool features; one of them is making it possible for users to see, share, and interact with other users’ purchases, which means your transaction would be made public to other users, but you could still make it private if you choose to.

Another cool feature is the low transfer fees, which are quite affordable and depend on the card you use. If you happen to be using a debit card, the fee is free, bank transfers are also free; credit card transactions are 3% of the balance; instant transfers from your Venmo account to your bank account would cost you 1% of the amount that was transferred.

Venmo debit and credit cards are also available, giving users access to earn rewards and get easy access to their Venmo balance. With Venmo, you could also create a business profile, which makes it easier for businessmen and women to conduct their transactions. The app is available for iOS and Android devices.

Download Venmo.

Frequently Asked Questions

What is the safest app to send money?

Venmo is one of the safest apps that you could use to send money. You get to make transactions with your bank account, debit card, or prepaid card. When you use a credit card to make a transaction, you pay a 3% fee. When you make a transaction from Venmo to your linked account, there is no transaction fee.

What app sends money to Nigeria?

If you want to be able to send money to Nigeria and you are looking for the right app, AiDeMoney has got you covered. This is an app for Africans Funding Africa. This is a very secure way to send money to Nigeria.

What is the fastest app to send money?

The app that gives you quick transactions is Zelle. The Zelle app is fast with domestic transfers, and PayPal is another app that is fast and one of the oldest banks.

What is the number one transfer app?

The number one transaction app is Paytm, and it is one of the top online shopping sites. This app gives users the ability to make transactions from a digital wallet to a bank account or from a bank account to a digital wallet. And it offers many services.

What cash apps are available in Nigeria?

There are a lot of cash apps that are available in Nigeria, we have Opay, PalmPay, First Bank, Zenith Bank, and many others.


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