The Ashley Furniture Credit Card is a card issued by Synchrony Bank. It is a home store card that comes with a special financing offer for cardholders. With the Ashley Furniture credit card synchrony, users can get the style and value they want for their home plus the convenience of payment methods. It’s a great financing furniture store card; in other words, a good home card for financing furniture.

Ashley Furniture Credit Card

So, if you frequently purchase, you can take advantage of this home store card to enjoy a special Ashley Furniture financing offer. Moreover, there are several financing offers to choose from with this credit card.

Ashley Furniture Credit Card

To get started, you will need to first apply for a credit card. You can apply for the card online, in-store, or over the phone. However, if you meet the requirements for the card, you will get approval for it. Before we proceed with the application steps, I would like to mention Ashley Furniture Financing Programs and the credit card benefits.

Ashley Furniture Financing 

Cardholders can select from a wide range of special financing offers to suit them. There are special financing offers for 6/12 months, 4 months, 48 months, and 60 months. So, it is left for you to decide the financing offer that works best for you.

However, each Ashley furniture financing program has its own unique features: The 6/12 month offer has no minimum purchase requirement, whereas others do.

 Ashley Furniture Credit Card Benefits/ features

For synchrony Ashley furniture store card, the benefits include:

  • Special Financing
  • Cardholders get to select from the alternative financing programs.
  • Receive outstanding customer care.
  • Review your spending limit.
  • Register for paperless statements and check your balance online.

These are the benefits and features that come with the furniture card.

Ashley Furniture Credit Card Application

As earlier stated, you can apply for this store card online at Ashley Furniture or Synchrony websites, apply by visiting the store or contact customer service to apply over the phone. Among these three application methods, the online method is the fastest and easiest.

How To Apply For Ashley Credit Card Synchrony Online

Follow the clue below to apply for the card.

  • Please go to the Ashley Furniture Financing website at
  • Tap on the “Apply Now” button. It will redirect you to the Synchrony Bank website.
  • On the synchrony page, provide the following data:
  • Your SSN Tour mobile phone number’s last four digits.
  • Scroll down and click on the Continue tab under it. Use the instructions on the screen.

The above step is the first stage you pass through to apply for the card online. Then, navigate with the prompt to fill in the application form. Make sure you go through the information you entered to ensure it is correct.

Ashley Furniture Credit Card Activation

Once you get your new card, activating it is very simple. You can activate it online or by phone. So, to activate by phone, check for the customer service phone number at the back of your card. If it has a sticker at the front, you will see the customer care phone number, then place a call across. Alternatively, you can log in to your account and activate your card.

Ashley Furniture Credit Card Login

To access your Synchrony Ashley credit card, you must have online access login details. With this online account, Ashley Advantage credit card holders can manage their card online; pay bills, view balances, track transactions, etc.

How to Access Ashley Credit Card – How To Sign In To Ashley Credit Card

To sign in to Synchrony Bank Ashley CC, do the following:

  • Proceed to
  • Tap the “sign in account” tab at the top of the page. It will take you directly to the sign-in screen.
  • Enter your email address.
  • Provide your correct password.
  • Press on the empty box to remember your account login details.
  • Click on the login tab.

These are steps for the Ashley Advantage credit card login.

If you forget your username or password, hit on the “forget my username or password” tab. Then, follow the onscreen guide to recover it.

Ashley Furniture Credit Card Payment

Do you want to pay Ashley Homestore card bills, but don’t know how to go about it? You can pay your bills by phone, in-store or online. For the Ashley furniture bill pay online method, you can make a one-time payment or set up an auto-pay system. Thus, with this auto-pay option, your payment will be deducted automatically from your bank account on your payment due date.

For Ashley’s phone bill pay, call the customer service representative. You can find the number on the back of your card.

How To Pay For Ashley Furniture Credit Cards Online

To make your Ashley furniture payment online, do the following:

  • Go to
  • Hit the “sign in account” tab at the top of the page. It will take you directly to the sign-in screen.
  • Enter your email address here.
  • Fill out your correct password.
  • Hit on the empty box to remember your account login details.
  • Hit on the login tab.
  • Locate the payment or pay tab and tap on it.
  • Follow the onscreen payment guide.

These are the steps for Ashley’s pay online.

Ashley Furniture Credit Card Customer Service

Get outstanding customer service with an Ashley Furniture Homestore card. Cardholders can make their inquiries by dialling the Ashley Furniture credit card phone number. You can get the service phone number on their official website at

On their page, tap on the “contact us” link towards the bottom of the page.


What credit score do you need for Ashley?

The Ashley HomeStore is offered by Synchrony Bank. Synchrony Bank is known for offering many store cards and its approval rate is generally high if you have a good or better (650+) credit score.

Where else can I use my Ashley Furniture Credit Card?

Your Ashley Advantage Credit Card can only be used at Ashley Furniture HomeStores or online at

How do I pay my synchrony bill?

You can make a Synchrony Bank credit card bill payment online, over the phone, or by mail with a check or money order. Synchrony Bank also accepts payment by Western Union, bill payment checks from banks, and Walmart Bill Pay. Although online payment remains the easiest payment option.

What credit score do I need for furniture?

To get the Ashley Furniture HomeStore Credit Card, you need a credit score of at least 640 (fair credit). Having an adequate credit score is important, but that alone won’t guarantee your approval.


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