Best Car Insurance for Military and Veterans must offer specialized coverage, affordable rates and outstanding customer service. Once an insurance company was able to meet these three factors, the company is considered the best.
However, to make the picture very clear this post will be analyzing the best car insurance companies for the Military and veterans. Endeavor to read to the end.
Best Car Insurance for Military and Veterans – Best Car Insurance for Military
Active-duty military members and veterans have unique insurance needs, as they may not always be using their vehicles. However, if you’re a current or former service member looking for the best or cheapest car insurance, companies like GEICO and USAA are the best option.
Both companies have their unique features, the USAA car insurance specifically caters its policies to service members, while GEICO car insurance offers major discounts. However, some companies offer specialized discounts or coverages for military members, including deployment and car storage discounts.
The 3 Best Car Insurance Companies for Military and Veterans
Current military members and veterans have unique insurance needs compared to civilians. So the best insurance companies for cars should provide specialized coverage, rates that are affordable and quality customer care. Here are the best three car insurance companies for veterans and military members;
USAA Car Insurance
USAA military insurance company is the gold standard for car insurance. The USAA company offers cheap rates, a quality customer care reputation, and coverages that cater to active or former service members’ needs.
GEICO Car Insurance
GEICO military insurance company offers a military discount. This alone makes its cheap rates even more affordable for military members. Also, the company provides a dedicated military service team staffed with veterans.
Esurance Insurance Company
This type of insurance is best for military members who may be called into active duty. Because it gives them the option to cancel car insurance without penalty.
Cheapest Car Insurance For Military and Veterans – Cheapest Car Insurance for Military
Are you searching for the most affordable company to get car insurance? Check out the analysis below,
USAA insurance: Among the three best car insurance companies mentioned above, USAA has the cheapest car insurance rates for active military and veterans. The company only offer insurance to people who have a military affiliation, such as Active Duty, Guard, Reserve
With this company, members will get some of the cheapest car insurance on the market. Further, USAA military Insurance provides features that cater to service members. For instance, when you’re deployed, you can get a discount of up to 60% for storing your vehicle or, if you garage your car on base, a discount of up to 15% on your comprehensive coverage.
GEICO: GEICO military insurance company offers the second cheapest car insurance rates for veterans and active military members.
The company insurance package is not as cheap as that of USAA, just that it offers a 15% military discount. Not only that, it offers special military discounts for Emergency deployment, Membership in professional organizations, and affiliations
How to Get the Best Car Insurance
Ensure you are getting the best rate for your insurance. Compare quotes from the top insurance companies like USAA, Geico, etc. So, getting USAA car insurance quotes or that of GEICO will go a long way to help you go for the best.
Which Companies Offer Military Discounts?
Most car insurance companies offer military discounts for their members who are on active duty, in the reserves, or a veteran. Here are some of the discounts military personnel and veterans may be offered by some of the car insurance companies with the cheapest rates:
GEICO Military: Military service, emergency deployment, and discounts related to membership in certain military affiliations and organizations.
For Esurance: No-penalty cancellation for active-duty military members.
How Is Car Insurance Differ for Military Members and Veterans?
Generally, Car insurance policies for military members are the same for everyone else. However some car insurance companies offer different coverages or discounts to account for the fact that active-duty service members may use their personal vehicles less than most drivers.
Take, for instance, GEICO Insurance Company provides emergency deployment discounts for members deployed into imminent danger pay areas. So drivers who are deployed won’t have to pay too much when they aren’t using their car.
However, for USAA, If you are deployed and store your vehicle away so that it can’t be driven, you can get a discount of up to 60%. This is best for members who don’t have family members who need to use their vehicle. That means, if you choose to keep your updated vehicle in the garage on your military base, you can still save up to 15% on the comprehensive insurance portion of your policy.
How Can Active Military and Veterans Save Money on Car Insurance?
There are several ways an active military and veterans can save money when getting car insurance. The best way is to get the cheapest vehicle insurance. Below is the procedure to get the cheapest car insurance
Getting Quotes; For you to get the cheapest car insurance rates, you should at least compare three quotes from different auto insurance companies(Like getting insurance quotes from USAA, GEICO and Esurance). Also, get the same coverage limits and deductibles
Asking About Discounts: you can ask about any discounts for which you may be eligible to get the cheapest rates with the best vehicle insurance company. And as a military member or veteran, you may qualify for special discounts.
Insure More With One Company: Another significant discount you may qualify for is the multi-policy discount. Thus, if you insure your home and auto with the same discount, you can save up to 25%. Some insurance companies refer to this as a “bundling” discount.
However, along with homeowners insurance, other policies you can consider for discounts include:
- Life Insurance
- Motorcycle Insurance
- RV Insurance
- Boat Insurance
Use a Checklist: As you’re getting quotes to find the best car insurance for your needs, use a checklist that lists all your insurance requirements. And make sure to use the same criteria for each company’s quotes in your check. Using a checklist can also help to ensure that you get all the discounts for which you’re qualified.
Who has the best insurance rates for the Military?
Based on the comparison provided in the article, USAA and GEICO military insurance provides the cheapest insurance rates for active military and veterans. Though USAA has the cheapest rates overall, with an average of $883 per year.
What is the Best insurance for the Military?
The three best car insurance for the military are USAA car insurance, GEICO Insurance and Esurance.
What is the Cheapest Car Insurance for the Military?
As I mentioned above, the cheapest car insurance for military members is the USAA military car Insurance company.