The Big Lots Credit Card is a Comenity Bank card that comes with special financing options for users on purchases in-store. There are a whole lot of benefits cardholders can enjoy by using the Big Lots credit card.

Big Lots Credit Card

However, apart from the special financing program, cardholders enjoy special member offers, a free annual fee, and more. If you are interested in getting the big lots card, or you need more info about the portal, kindly read to the end.

Big Lots Credit Card – Credit Card from Big Lots

This Comenity Bank big lots card is subject to credit approval. For you to be approved for the Big Lots store card, you should have at least a 640 credit score, which is what most store cards require.

However, since Big Lots’ card is a store card, you can’t use it anywhere. Rather, it can only be used at big-lot stores. Discover the benefits that come with this big lot convenience card in the following section.

Credit Card Benefits: Big Lots

Below are the benefits that come with having a big Comenity Store card.

  • There’s no annual fee.
  • Members enjoy exclusive member offers.
  • Members get special financing offers on every eligible purchase.
  • If you forget your card, the store card comes with an in-store account lookup to help you finish your shopping.
  • Gives quick access to your account summary details.
  • Cardholders enjoy hitch-free and 24/7 online access.
  • It allows online bill payment.
  • It provides a paperless billing option.
  • These are the card benefits and features of this card.

 A Big Lots Credit Card Application

There are several ways to apply for a big lot card. You can apply for the card in-store, online or over the phone. The application methods and steps are easy. Though the online application step is much easier and faster.

How to Apply for a Big Lots Credit Card Online

To apply for a Big Lots CC online, follow the directives Below

  • Go to the big lots page
  • Scroll down and click on the “Apply Now” widget.
  • Fill out the application form with your personal data. Enter your name, SSN, DOB, and annual income.
  • Fill in your contact details. Your ZIP code, street address, city, state, email address, and mobile phone number.
  • Go downward and tick in the “Yes or No” box to answer the question “add an authorized buyer to your account.
  • Then, tap on the orange “continue” tab.
  • Navigate with the prompt to complete the second and third stages.

This guide will show you how to apply for a Big Lots CC.

Big Lots Credit Card Application Status

To check your application status on a Big Lots CC, please contact Big Lots customer service for help. You can get the customer service phone number from their official website.

Big Lots Credit Card Activation

Once you receive your Big Lots CC, you can activate it by registering for online access. Activating your credit card online is one of the simplest activation methods. Moreover, for you to achieve it, you must register for online access.

How to Sign Up and Activate Your Big Lots Credit Card

Follow the procedure below to register and activate your new Comenity bank card.

  • Visit Comenity Bank’s website at
  • Move to the top of the page and tap on the “Register” tab.
  • On the registration screen, type in your account number, the last four digits of your SSN and your Zip code.
  • Tap on the “find my account” button.
  • On your account homepage, click on the “activate card” tab and follow the guide.

These are steps to enrol in an account to activate your Big Lots card.

Big Lots Credit Card Login

With your Big Lots CC login page, you can sign in to manage your credit card online. That is, you can manage your bills, check your balance, monitor transactions, and do a variety of other things.

How To Login To Comenity Big Lots Credit Card

Follow the steps below to Big Lots CC login to your account

  • Navigate to the Comenity Net big lots website at
  • On their main screen, move toward the left corner of the page.
  • Type in your username and password.
  • Go down and click the “sign in” button.

If you forget your username or password, tap on the link below the sign-in page. Fill in the information required to recover your username and password.

These are the sign-in steps.

Big Lots Credit Card Payment

There are many ways to pay Big cc bills. Cardholders can pay their bills by phone, in-app, online, and by mail.

For mail payment: you can mail your payments to the Comenity Capital Bank mailing address below.

For online payment: Register for online account access, then log in to your account and pay your bills.

For Phone payment: Dial big lots phone number. To make this payment, make sure you have your checking account and routing number handy.

In-App: you can as well download big lots of mobile apps from the app store, launch the app and make your payment.

Steps to Paying Your Big Lots Credit Card Online

  • Go to the Big Lots Card Website at
  • Fill in your username and password.
  • Go down, and tap the “sign in” button.
  • On your account dashboard, locate the big lot payment tab and click on it. Follow the prompts to make your payment.

These are steps for Big Lots bill pay.

Big Lots Credit Card Customer Service

For more information and assistance, contact the Comenity Bank big lots card customer care specialist. You can access their phone number on their website at


What credit score do you need for a Big Lots CC?

For a big lot card from Comenity Bank, you will need a credit score of at least 640 to get it. A 640 credit score is what most store cards require.

What bank do Big Lots use for credit?

Big Lots gave us a Comenity Bank Credit Card.

Can I use my Big Lots credit card anywhere?

No, you can only use this card at Big Lots stores. It’s not a part of any major card network, so you can’t use it anywhere else.


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