Cheapest Car Insurance In Pennsylvania? Do you want to know the cheapest auto insurance quotes in Pennsylvania (pa)? If yes, make sure you read this content to the end. In determining the cheapest pa car insurance there are factors you consider. You will find out in this write-up.
Check Out: Best Pennsylvania Car Insurance – Car Insurance in Pennsylvania
Cheapest Car Insurance In Pennsylvania – Cheap Car Insurance PA
How to choose the cheapest companies in Pennsylvania? You can select the cheapest for 20-year-old drivers, 30-year-old drivers, 40-year-old drivers, 50-year-old drivers, and 60-year-old drivers. And also the cheapest car insurance for military families. However, the cheapest car insurance company analysis outlined here was analyzed by NerdWallet.com.
The average cost of full coverage car insurance in Pennsylvania is about $1,535 per year or about $128 per month. While the minimum coverage in Pennsylvania is about $458 per year on average, you can likely get a cheaper policy.
How to choose the Cheapest Car Insurance companies in Pennsylvania 2023
By analyzing car insurance rates from 15 auto insurers in Pennsylvania and from there, locate the five cheapest options for drivers in several age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, check the rates that reflect the minimum requirements in Pennsylvania.
Cheapest full coverage Car Insurance in PA for 20-year-olds
Drivers in their 20s may need to get a lot of quotes to find the best cheap auto insurance. And prices can be sky-high for younger 20-somethings, though they tend to come down as drivers get more experience on the road.
Nevertheless, some auto insurance companies still have better insurance rates for young drivers, so the best thing is to locate such companies. However, Pennsylvania drivers with clean driving records may want to consider the following companies, which had the lowest average rates:
- Geico: $2,031 yearly, or about $169 per month.
- Erie: $2,305 yearly, or about $192 each month.
- Nationwide: $2,560 yearly, or about $213 each month.
- State Farm: $2,666 yearly, or about $222 each month.
- Auto-Owners: $2,757 yearly, or about $230 each month.
These companies are the cheapest when it comes to full coverage auto insurance pa.
Cheapest minimum coverage Car Insurance in Pennsylvania for 20-year-olds
Drivers in Pennsylvania who want just the state minimum coverage can check out the following auto insurance companies these Companies:
- Geico: $473 yearly, or about $39 each month.
- Erie: $604 yearly, or about $50 each month.
- State Farm: $676 yearly, or about $56 per month.
- Donegal: $701 per year, or about $58 per month.
- Auto-Owners: $734 yearly, or about $61 per month.
Cheapest Auto Insurance in Pennsylvania for 20-year-old drivers after a DUI
The best Auto Insurance after a DUI is as follows;
- Erie: $865 yearly, or about $72 per month.
- Geico: $1,021 yearly, or about $85 per month.
- Allstate: $1,048 yearly, or about $87 per month.
- State Farm: $1,077 yearly, or about $90 per month.
- Progressive: $1,139 yearly, or about $95 per month.
The amount mentioned above is an estimate of what you should look out for.
Best full coverage for 30-year-old drivers – Cheap full coverage Car Insurance PA
Most drivers in their 30s will enjoy cheaper car insurance rates than in their teens and 20s. However, factors like a person’s driving record and car make and model can increase prices. Drivers in PA with clean driving records may get the lowest rates from these companies:
- Geico: $848 each year, or about $71 per month.
- Auto-Owners: $1,069 each year, or about $89 per month.
- Allstate: $1,076 each year, or about $90 per month.
- Erie: $1,089 each year, or about $91 per month.
- Nationwide: $1,190 each year, or about $99 per month.
Best minimum coverage Car Insurance in Pennsylvania for 30-year-olds
Drivers in PA who want their state’s minimum coverage can check with the following auto insurance companies,
- Geico: $181 each year, or about $15 per month.
- Auto-Owners: $267 each year, or about $22 per month.
- Erie: $278 each year, or about $23 per month.
- State Farm: $307 each year, or about $26 per month.
- Allstate: $311 each year, or about $26 per month.
These are the cheapest minimum coverage auto insurance companies for people in their 30s.
Cheapest full coverage for 40-year-old drivers – Cheap Insurance in Pennsylvania
Drivers in their 40s seem to have better insurance rates than their younger counterparts on average but still pay more than older age groups. However, Pennsylvania Drivers with clean driving records may want to consider the following companies,
- Geico: $848 yearly, or about $71 per month.
- Allstate: $983 yearly, or about $82 per month.
- Erie: $1,042 yearly, or about $87 per month.
- Auto-Owners: $1,047 yearly, or about $87 per month.
- Nationwide: $1,119 yearly, or about $93 per month.
These companies are best for individuals in their 40s
Best minimum coverage Car Insurance in Pennsylvania for 40-year-olds
The best for people who want just the minimum coverage are as follows
- Geico: $181 annually, or about $15 per month.
- Erie: $266 annually, or about $22 per month.
- Auto-Owners: $267 annually, or about $22 per month.
- Allstate: $295 annually, or about $25 per month.
- State Farm: $300 annually, or about $25 per month.
Best full coverage Car Insurance in Pennsylvania for 50-year-olds
People in their 50s also have cheaper car insurance rates than most other age groups on average. However, the rates can still vary depending on other factors such as a driver’s gender and location. However, you may want to get quotes from these insurers, which had the lowest average rates:
- Geico: $813 yearly, or about $68 per month.
- Allstate: $911 yearly, or about $76 per month.
- Auto-Owners: $1,012 yearly, or about $84 per month.
- Erie: $1,024 yearly, or about $85 per month.
- Nationwide: $1,029 yearly, or about $86 per month.
These are the best full-coverage auto insurance companies for people in their 50s.
Best minimum coverage Auto Insurance in PA for 50-year-olds
People who go for the state minimum coverage may want to consider the following companies, with the lowest average rates:
- Geico auto insurance pa: $175 per year, or about $15 per month.
- Auto-Owners Insurance pa: $259 per year, or about $22 per month.
- Erie auto insurance pa: $262 per year, or about $22 per month.
- Allstate insurance company: $283 per year, or about $24 per month.
- State Farm auto insurance pa: $293 per year, or about $24 per month.
What is the Cheapest Car Insurance for Military Families
Are you an active member of the military or a veteran — or have an immediate family member who is? If yes, then USAA car insurance is best for you. There are chances are you’ll get a relatively cheap rate with USAA, a company that isn’t available to the general public.
How much is full coverage in PA?
According to Rates by Coverage Level, Age, Driving History, and Location. And the average cost of full coverage car insurance in Pennsylvania is $1,818. As the eighth-most expensive state, its average rates extend nearly $400 higher than the national.
