Citibank is a New York financial service that operates with credit cards, personal loans, mortgages, lines of credit and commercial loans. This wonder bank, Citibank was founded on June 16, 1812 as the city bank of New York then was later renamed as first National City bank of New York. Citibank operates in 19 countries having a total of two thousand, six hundred and forty nine (2649) branches in all 19 countries and headquartered in New York city, New York with Michael E. O’Neil as the chairman of citi group (parent of Citibank) and Michael Curvita as the CEO of citi group
Citi personal banking
Banking with Citi involves smart technology, convenient access and easy account management; also users get a package of services and benefit to meet your banking needs. When users bank with citi they have the ability to
- Pay your bills online
- Deposit checks from your mobile device
- Easily move money between your citi and non-citi account
- Set up balance and payment alert
- Use thousands of fee free ATMs throughout US
Savings: When you save with Citibank you can deposit checks from your mobile device, also settle up with friends using person-to-person payment services. There are different types of account we have
- Saving plus account: This account allows users to earn higher rates as their balance grows depending on your package. Also this account opens with a package that determines interest rates, balance requirement, benefits and more.
- Citi saving accounts: This account enables users to write checks, transfer with auto save and also earn higher rate as their balances grow depending on their package.
Certificates of deposits (CD): Users earn a guaranteed rate. Users are liable to varieties of CD terms, maturity dates and laddering options. Users also have guaranteed interest rates for the term of your CD, variety of CD terms.
Banking IRAs: This insures savings for future, it gives options for either traditional or Roth IRAs also options to invest in money accounts of CDs. It also gives the ability to grow your savings within annual fee.
Citi business banking
Citi business banking offer solutions for business either large or small
Small business banking: Citibank helps anytime whether you need every day small business banking or smart ways to put idle best to work. Citibank gives solutions for business needs cause business deals with tackling challenges of today but planning for the future, Citibank ensures that your business goals are accomplished. Citibank works hard to tailor business banking solutions so you can focus on your business.
Commercial banking: Citibank commercial bankers facilitate the growth of commercial banks. citi bank has the expertise to match your vision and passion and help grow your company to the next level. We find solutions that will work for you. Citibank offers solutions for liquidity and cash management, lending, foreign exchange, trade and other area of commercial banking. This Citibank relationship managers are trained to handle companies with sales size working with them to understand their business priorities and to recommend the most appreciate financial strategies for efficiently managing their growth.
Under Citibank lending, there is the personal loans & lines of credit and home ownership
Personal loans and lines: Citibank ensures users get the credit they deserve. They offer personal lines and loans to meet a variety of needs.
- Checking plus: This loans is good for users who want the safety of overdraft protection. Also for users who could use in a revolving line of credit
- Custom credit line: This loan is right for users if they need to balance the ups and downs in their cash flow. They have an ongoing planned borrowing needs or they’ll like to finance an important event and borrow with no cash advance fee
- Personal loan: This loan is good for you if you have a onetime borrowing need or you like the security of fixed monthly payments
Home ownership: Citibank is ready to help users who is either buying or refinancing their home, giving them plans on the home buying process and also offering their mortgage calculator which will help budget. The calculator helps you to explore your options and determine how much you can afford.
CitiBank credit card
Choose the best credit card that suits you among Citi’s credit cards. Learn more about the credit card citi has to offer.
- Citi double cash card: With this card you earn cash back twice. With 1% cash back on purchases and 1% cash back as you pay for those purchases. No annual fee included
- Citi simplicity card: This is a card that ensures relaxation with no late fees or a penalty rate. No annual fee
- Citi diamond preferred card: With this card you can access to personalize concierge services providing assistance in booking hotels, flights, concert tickets 24/7. No annual fee included
Citi personal wealth management offers you the power to invest and plan on your own or with a financial
Financial advisor, users could receive a complimentary Citi charity plan through a financial advisor who has access to insights and investment platform. They offer investing options to support your investing and financial planning
Your financial goals
Financial guidance from Citi personal wealth management helps to create a plan to reach your financial goals. With Citi bank you can calculate and plan your retirement need. Preserve your property and assets, prepare for life changes, prepare for unexpected events etc.
Steps on how to login on citibank | Citibank Login
- Visit the link www.citi.com
- Enter your user ID and your password on the middle corner of page
- Click on the icon “sign on”
For more information visit the website.