Consumer Payments Prepaid Card is an already funded prepaid debit card issued by the Bank of America (BofA). This commercial card from Bank of America is designed for everyday use, thus, comes in Visa or Mastercard debit card form. Also accepted at every point where Visa or MasterCard are accepted.

Consumer Payments Prepaid Card

However, the Consumer Payments Prepaid Card from the Bank of America is not a credit card, meaning it does not offer a line of credit you can borrow against. Instead, it’s a prepaid card that is loaded ahead of time with cash by a “sponsor” who may be your employer.

Consumer Payments Prepaid Card

The Bank of America (boa) Consumer Prepaid Debit Card is also a personal card that allows you to spend as you want as there is no credit limit.

That is to say, with the Consumer Payments Prepaid Card from BofA, you may be given a card for personal use, which you can spend money in your account however you want. In some cases, you may be awarded a prepaid card for business that is only to be used to purchase goods or services specified by your sponsor.

What is the Bank of America Consumer payment Prepaid card?

BofA consumer payment prepaid card is a Prepaid debit card already loaded with funds by employers or sponsors, which lets users make purchases.

The boa prepaid debit card is a convenient, refund card for daily needs. It can be used where Visa or Mastercard debit cards are accepted. Also, you can make purchases online, over the phone, and in-store with the card.

Bank of America (Bofa) Prepaid Debit Card

Bofa offers so many prepaid cards including the EDD card also known as The Prepaid Bank of America EDD. However, the bank of America prepaid card for unemployment (EDD) account portal can be accessed via Visa prepaid processing EDD.

However, you can use the Consumer Payments Prepaid Card for purchases in-person or online, and access cash at Visa and Cirrus ATMs if your sponsor chooses this option

How to Get BofA Consumer Payment Prepaid Debit Card

You will receive a consumer Prepaid debit card from Bank of America (boa) if you apply and qualify for a sponsorship program, for instance, the Employment Development Department (EDD) Unemployment program.

The EDD offers a boa Unemployment debit card for applicants who are eligible. Another way you can get this card is if your Employer chose the BofA prepaid card payment option.

BoA Visa Prepaid Processing Card Activation – Bank of America Prepaid Card

When you receive your new BofA card, it has to be activated before you can use it. To activate your new card, you can do that online or over the phone through the customer service agent.

How to Activate BOA Visa Prepaid Debit Card Online – Bank of America Prepaid Login

Follow the steps below to activate your card online;

Let the next instructions on-screen guide you till you finish the card activation.

How to Activate BOA Prepaid Card Over the phone

To activate your Prepaid debit card over the phone, kindly call on the BofA customer service team. However, you can get BoA customer service phone number online or on the back of your debit card.

Bank of America Visa Prepaid Processing Login

Bofa Visa prepaid login process is very fast and easy. You can check your Bank of America prepaid card balance online at the BofA website through the login portal.

With your consumer payment card or the EDD Unemployment card account Visa, the prepaid processing EDD portal is accessible. So, for your Boa prepaid card login, read the section below.

How to Login to Bank Of America (BoA) Prepaid Card Online

Below are Bank of America prepaid login steps

  • Go to your browser
  • Fill in the URL of the Bank of America login
  • Click on the Sign In the widget
  • Input your username
  • Hit on the Continue icon
  • Fill in your Password
  • Tap on the Continue button
  • Kindly follow the instructions on the screen to complete the login process.

The above are Bank of America prepaid card login steps. On the login section, you can use the login section to reset your forgotten username for your BofA card or password if you forgot them. Balance

To check your Bofa Debit Card balance, you will have to log in to your bank of America account online, or dial the customer service phone number. The two ways of checking your debit card balance are very easy. Though that online is much more preferable.

How to Check Bank of America Card Balance

To check your Prepaid debit card Balance, you will have to access Bofa prepaid login page. Follow this steps

These are steps to check your visa prepaid card boa balance online.

Bank of America Prepaid Card Customer Service

The Bank of America Prepaid debit card Customer service is top-notch. If you have any issue or query as regards your debit card, you can call on them. To access the BofA customer service page or to get their phone number, do this

  • Progress to the Bank of America website at
  • Move down to the bottom of the page
  • Click on the Contact Us widget

On the page, you will get the appropriate customer care phone number.


What is consumer Payments, Prepaid Card?

A consumer payment prepaid card is a convenient, debit card given by a sponsor or an employer, for personal or business expenses. The consumer prepaid card can be used online and in-store. You can make withdrawals at any Visa or Mastercard ATM machine.

Can you receive payment on a Prepaid card?

Yes, you can receive payment on a prepaid card. Many employees or business people do not like a business with banks hence they choose a Prepaid card. So, employees can use the card to receive payment from their employers. Not only that,  government agencies use it to pay their beneficiaries.

Why did I get a prepaid card from Bank of America?

The Bank of America CashPay Prepaid Visa is best for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow consumers to spend money already in their accounts. With this, they can avoid interest payments, bounced checks, or overdraft fees.


Please enter your comment!
Please enter your name here