EIP Card is short for Economic Impact Payment Card, which is a VISA prepaid debit card. For everyone who qualifies for the stimulus payment, the government will load an economic Impact Payment onto the card for them.

EIP Card

However, for the money on the EIP prepaid debit card, beneficiaries do not need to pay the money back and will not be taxed on this money. Once you get the prepaid debit card EIP, you will have to activate it. After activation, your money is safe on this card and is eligible for FDIC insurance.

EIP Card

Economic Impact Payments Card (EIP) is not linked to any bank or credit union account and will not have any impact on your credit score or help you build your credit. Cardholders, cannot overdraft or spend more than what has been loaded on the card.

So, if you don’t have enough money to cover a purchase, the transaction may be declined or partially authorized. If that is the case, it may require you to use another form of payment to pay the full or remaining amount if you want to complete the transaction.

Economic Impact Payment Prepaid Debit Card (EIP Card)

With your EIP stimulus payment prepaid debit card, you can get cash, request a check, or make a purchase anywhere VISA debit cards are accepted. Whenever you use your card, the amount will be deducted from your balance until you use all your funds.

Take note; you will not be able to load your own money on this prepaid card and your money will not expire. However, in case you do not use all your money before the expiration date printed on the card, please reach out to customer service to request a refund check for the remaining balance.

How to use your Economic Impact Payment (EIP) Prepaid Debit Card without paying a Fee

Did you recently receive an Economic Impact Payment prepaid debit card from the government in the mail? If Yes, the money is for you- under the Coronavirus Aid, Relief, and Economic Security (CARES) Act.

You will be needing this card to access your Economic Impact Payment. And you will have to activate your card by phone before you can use it. While most transactions are free, small fees can add up, so you need to know how you can make the most of your money.

How to get Economic Impact Payment VISA Prepaid Debit Card

The government will send you an Economic Impact Payment (EIP) Card if you qualify for a stimulus payment and the IRS couldn’t direct deposit the payment. You will get the card from the government in the mail.

Thus, your Economic Impact Card will come in a plain envelope from “Money Network Cardholder Services” along with important info about the card, instructions for activation, fees, and a note from the U.S. Treasury.

The EIP prepaid debit card will have the words “VISA” and “DEBIT” on the front and the issuing bank, “MetaBank, N.A.”, on the back.

How do I activate my Card?

Before you can access your Economic Impact Payment, you will need to activate your card, either online or by phone.

You will provide your name, address, and social security number to validate your identity. Then create a 4-digit PIN so you can get cash at the ATM. After activating your new debit card, you can check the balance to know how much you received

EIP Card Login

To check your account balance, and monitor your transactions online, you will need to visit the EIP Card website. You will be needing your User ID and password, which you created during registration.

How to Login to EIP Card Account

To login to your economic impact payment debit card account, do the following

  • Navigate to https://www.eipcard.com
  • Tap on the login tab
  • Enter your user ID and password
  • Click on the login widget

You will successfully sign in to your stimulus payment debit card account. If you don’t have an account already, read On.

How to Register For Economic Impact Payment (EIP) Prepaid Debit Card

To register your prepaid EIP debit card for online access, do the following;

  • Progress to https://www.eipcard.com
  • Tap on the login Widget
  • Tap on Register
  • Enter your 16 or 19 Digit Card Number (enter 16 or 19 digits without spaces or dashes)
  • Enter card Expiration Date
  • Tap on Enter

After entering your Money Network Account information. You will be prompted for additional information in order to set up your User ID and password.

How do I check my EIP Card balance without paying a fee?

There are several ways you can check your balance conveniently 24/7 for free, including through push notification, text, or email:

To check your EIP Card balance online: visit EIPCard.com  at https://www.eipcard.com  and access your account information (account registration required)

By Phone: call EIP Card customer service and use the automated voice response system.

Mobile App: download the Money Network® Mobile App (account registration required) to check your balance.

EIP Card Customer Service

If you need help you can contact the EIP customer service over the phone. The customer service phone number is available on the EIP website at https://www.eipcard.com.

You will see the customer service phone number at the top.


How much money is on my EIP card?

The Economic Impact Payments (EIP) are worth up to $1,200 for individuals and $2,400 for couples, plus $500 for eligible dependents.

Is everyone getting an EIP card?

EIP Cards are offered to eligible recipients across all 50 states and the District of Columbia. And residents of the western part of the United States are generally more likely to receive an EIP Card.

How do I know if I get an EIP card?

The EIP Card is sent in a white envelope with a return address of “Economic Impact Payment Card,” and displays the U.S. Department of the Treasury Seal. The EIP debit card has the Visa name on the front and the issuing bank, MetaBank®, N.A. on the back


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