The founders of Erie Insurance aimed at building great customer service above everything else. From the beginning, Erie has grown into a FORTUNE 500 company with above 5,000 employees, and 5 million policies in force. It is aimed at offering its policyholders as near perfect protection, as near perfect service as is humanly possible, and to do so at the lowest cost possible.


This insurance company offers both car and home insurance to people. If you need a good insurance policy to cover all car and home incidents, then you should read this article.

Erie Insurance

Check Out: Cyber Insurance – Best Cyber Insurance Companies

Erie Insurance | Erie Insurance Company

The company provides wide-ranging coverage and benefits to its customers. It also offers all the most common car insurance coverages, including liability, collision, comprehensive, uninsured/underinsured motorist, and medical payments/personal injury protection.

This platform has been in operation since the year 1925 and boasts a customer retention rate of above 90% year after year. It offers home, life, and auto insurance, and it’s only offered in 12 states plus Washington DC as its geographic reach is limited.

List of Erie Insurance Coverage/Policies

The list below is all of the insurance coverage:

Auto Insurance

  • Motorcycle Insurance
  • Insurance for Recreational Vehicles
  • Boat Insurance
  • Collector and Classic Car Insurance
  • Insurance for ATVs, Snowmobiles, Golf Carts and More

Home & Property

  • Homeowners Insurance
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Personal Valuables Insurance
  • Flood Insurance

Life & More

  • Life Insurance
  • Retirement
  • Personal Catastrophe Liability Insurance
  • Identity Theft Recovery Coverage
  • Medicare Supplement
  • Long-Term Care Rider Insurance


  • Wholesaler-Distributors Insurance
  • Business Insurance
  • Restaurant Insurance
  • Business Auto Insurance
  • Risk Control Services
  • Workers’ Compensation
  • More Industry Packages

That’s it.

Erie Car Insurance

They offer car insurance by offering coverage to protect the car being registered. With car insurance, your vehicle is covered when it’s in an accident with another vehicle. You will also be given coverage for hitting objects like trees or poles that are not under comprehensive insurance.

Erie Auto Policy

Here are the policies covered under this platform:

Pet Coverage

It covers your pet if it gets hurt in an accident while driving your car. This policy helps to cover your vet treatment costs of up to $500 per pet and a total limit of $1,000.

Roadside & Rentals Bundle

It takes care of you in a roadside emergency as well as when you require more robust rental car coverage.

Personal Item Coverage

This helps to cover loss to clothing, luggage, and personal belonging that are inside your car that is insured by Erie. It covers up to $350.

Auto Glass Repair

The coverage plan includes Glass Repair, which waives the deductible for repairs. Full window glass can be added for a minimal cost, waiving the deductible no matter the repair or replacement.

Erie Auto Plus

This boosts your coverage for pennies a day with the feature that will be beneficial to you in the case of a car accident.

Locksmith Services

When you accidentally lost or misplaced your car keys, it covers the costs of up to $75 and is part of the comprehensive coverage.

Erie Car Insurance Coverage Options & Discounts

Below is the type of auto insurance coverage you can include in the policy:

  • Erie Rate Lock
  • First Accident Forgiveness
  • Diminishing Deductible
  • Bundled Coverages
  • Transportation Expense/Rental Car Coverage
  • Emergency Roadside Service
  • New Car Protection
  • Better Car Protection
  • Ridesharing
  • Pet Coverage
  • Multi-policy Discounts
  • Safety Savings Discounts
  • Youthful Driver Discounts
  • Driving Training Discounts

That’s it.

Erie Home Insurance

Other than car insurance, the company also offers home insurance. You will be covered if you damage someone’s property or your property gets damaged.

Home Coverage

They include

Living Expenses

Helps you pay for additional living expenses, if you have to live somewhere else while your home is under repair.

Protection Away from Home

It is personal liability protection anywhere in the world. The company helps you when you hurt someone or damage their property.

Home Insurance Coverage

They include:

  • Structure Coverage
  • Personal Property Coverage
  • Liability Coverage
  • Home Business Protection
  • Add on Coverage

That’s it.


Below are the discounts offered by the Erie Home Insurance policy:

  • Smoke alarm, burglary alarm, and automatic sprinkler system credits for systems installed in the house.
  • There is an advanced quote discount for renewing a policy before it gets to your renewal deadline.
  • Multi-policy discount for people who bundle a qualified life insurance policy with Erie car and homeowners’ policies

The insurance strives to exceed your expectations and offers services with a human touch.

Erie Insurance Login

Before you can access all of the Erie features, then you must have to create an account. The login helps users to make claims, observe policy lists, review policies, and policy changes, see the latest insurance and quotes, etc. To complete the login process, follow the below step:

You will be redirected to the account page. If you have any difficulties in logging in, then feel free to contact online help.

Erie Insurance Payment

To make a payment, you will need to visit the online billing page.  You can make a one-time payment without having to log into your online account.

Then click on continue. This will redirect you to complete the online payment.

What kind of insurance does Erie offer?

Erie Insurance offers various types of insurance, including auto insurance, homeowners insurance, health insurance, and more. Erie provides a range of coverage types for each of these insurance types, and the specifics may vary depending on the state in which you reside. For instance, in some states, Erie may offer additional types of coverage, such as motorcycle insurance, boat insurance, or commercial insurance.


Please enter your comment!
Please enter your name here