The page gives room for customers who received a credit card offer from the bank to accept the offer and forge ahead with the application. Once you’re eligible to apply for the credit card, the bank will send you an offer letter.

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The offer comes with a code that you will use to further the application process. Did you receive an offer from First National Bank, but you don’t know the next step to take? If Yes, make sure you read to the end. – First National Credit Card

Before you think of accepting the CC offer from First National Bank, it’s wise to know what the card has to offer. The First National credit card also known as Legacy CC puts users in control of their purchases.

There are no Hidden Fees and No Penalty APR attached to the card. It offers fraud Coverage for Lost or Stolen cards, secure Online Account Access, etc. However, if you received the letter, and you want to accept the offer, you can visit the Legacy Visa card official page to accept the offer. The section below will guide you on that.

How to Accept First National Legacy Visa Credit Card Offer Online

To accept the offer and also further with the application process, take the following steps;

  • Progress to
  • Tap on the Accept Online link on the homepage
  • Type in your Reservation Number
  • Enter your Access Code
  • Click on the Continue Box.

After accepting the offer, it should redirect you to the application screen, where you provide info such as;

  • Name
  • Date of birth
  • Financial info
  • Contact address etc.

Should in case you be unable to accept the offer online, you can visit the nearest First National Bank.

How to Accept First National Credit Card Offer in-store

Follow the steps to find the nearest First National Bank;

  • Proceed to
  • Fill in your ZIP code or City and State
  • Then click the search icon
  • From the result, note down the address of the nearest branch
  • Take a ride to the branch
  • Proceed to the customer service desk and make your request known

Follow every instruction given by the customer care Agent.

First National Credit Card Customer Service

If you need assistance as regards the credit card, including questions about the application, mail offer, etc., kindly call the customer service representative. To get their official phone number, go to their official website or check the back of your card.

You will see the Customer service phone number

Managing Your First National Credit Card

Once you’ve accepted the First National Credit Card offer and your application has been approved, it’s essential to know how to manage your credit card effectively. Here are some key steps to keep in mind:

1. Activate Your Card: When you receive your First National Credit Card, you’ll need to activate it before using it for any purchases. Typically, this can be done by calling the activation phone number provided with the card or by activating it online through the bank’s website. Follow the instructions carefully to ensure your card is activated successfully.

2. Understand Your Credit Limit: Take the time to review your credit card terms and understand your credit limit. Your credit limit is the maximum amount you can charge on your card. It’s crucial to stay within this limit to avoid over-limit fees and potential damage to your credit score.

3. Make Timely Payments: Paying your credit card bill on time is one of the most important aspects of managing your credit card. Late payments can result in late fees and increased interest charges. Consider setting up automatic payments or calendar reminders to ensure you never miss a due date.

4. Monitor Your Statements: Regularly review your credit card statements to check for any unauthorized or incorrect charges. If you notice any discrepancies, report them to the bank immediately. Monitoring your statements also helps you keep track of your spending and your available credit.

5. Pay More Than the Minimum: While there is a minimum payment required each month, it’s advisable to pay more than the minimum amount due. Paying only the minimum can lead to high-interest charges and a longer time to pay off your balance.

6. Keep Your Card Secure: Protect your credit card and personal information from theft or fraud. Don’t share your card details with anyone you don’t trust, and be cautious when making online purchases. If your card is lost or stolen, report it to the bank promptly to prevent unauthorized use.

7. Build Good Credit: Responsible use of your First National Credit Card can help you build a positive credit history. This can be beneficial for future financial endeavors, such as applying for loans or mortgages. Aim to maintain a low credit card balance relative to your credit limit and avoid excessive debt.

8. Contact Customer Service: If you have any questions or concerns about your First National Credit Card, don’t hesitate to reach out to the bank’s customer service. They can provide assistance with account inquiries, billing issues, and more.

By effectively managing your First National Credit Card, you can make the most of its benefits while maintaining control over your finances and credit. Remember that responsible credit card use can lead to financial stability and improved creditworthiness.


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