Genesis Financial Solutions Credit Card. People who have a low credit score in their financial history usually face a bigger problem getting lenders to help them borrow money. This is because most lenders do not want to lend to people who have a low or bad credit score. However, there are still a few options that everybody having a low or bad credit score can look up to in this case Genesis Financial Solutions.
Just like the name suggests it is a financial company that offers credit cards for customers with poor or limited credit. It is a company that is made up of seasoned financial professionals who will take a second look at your credit score and give you a financial solution. Therefore we are going to be taking a look at this company today and everything you need to know.
Genesis Financial Solutions
Nobody is ready to provide an unsecured credit card to someone who has a low credit score financially. The majority of lenders out there do not give a second chance to anybody that has a low credit score but the Genesis Financial Solutions Company does. It is very challenging to qualify for a credit card when you have a low credit score and we know how essential a credit card is for good credit.
Now the only problem is that most lenders will not consider you if you have a low or bad credit score. This is where the Genesis Financial Solutions Company comes in. Genesis Financial Solution provides credit card that is specifically designed for people with bad credit to help them. Not only to get a credit card but also to help improve their financial credit score. This will further increase their options for getting credit cards and loans in the future
Genesis Financial Solutions Credit Card
Fortunately, everyone that is having a bad or a low credit score in their financial history, can still get a credit card. The Genesis Financial Solution Company has specifically designed a credit card that will help everybody with a low credit score. For a very long time, the company has been offering credit cards to people with low credit scores and they have improved their credit scores.
After the financial crisis of 2008, the company realized how much demand there was for credit cards from people who had low credit scores. Since then the company decided to make providing credit cards for people with low credit scores their primary focus. Today the company now provides up to three different card options to people in those financial circumstances.
Genesis Credit Card Types
As we have established many times in this article when your financial situation is not in the best shape the options of credit cards available to you are limited. It becomes difficult to obtain a credit card from any of the lending companies if you have a low credit score. Thankfully the Genesis Financial Solutions company is here to help you out.
They are offering credit cards specifically designed for people with low financial scores. The company basically offers three different types of credit cards to anybody in that circumstance. These credit cards are listed and explained below:
- Destiny MasterCard
- Indigo platinum c MasterCard
- Milestone Golden MasterCard
Destiny MasterCard offers a whooping $300 credit limit if you are approved with no deposit necessary in order to start using the card. However, the card has an annual charge of $75 but you pay $99 for the first year. You will also get up to a $40 over-limit fee if you opt-in to the over-limit coverage and get your over-the-limit credit card. With responsible use, you will be building your credit score in no time.
Indigo Platinum MasterCard
The Indigo Platinum MasterCard is almost the same as the Destiny MasterCard however it offers zero annual fees. It also has the same limit of $300 credit if you are approved and an overcharge of $40. Also, you pay a $75 annual fee after the first year and $99 after that. Getting the 0% annual fee is a chance that you have to take when you apply for a credit card. This is because not everybody gets it.
Milestone gold MasterCard
This credit card term is also similar to the first two credit cards we have talked about. They offer the same annual fee and the same credit card limit. It also offers free credit card customer design options and a quick pre-qualification process which does not impact your credit score.
Eligibility for the Genesis Financial Solutions Credit Card
Since the credit card is designed with people with a low or bad credit score in mind majority of the people are already qualified for it. However, everyone who has a credit card that is under 669 has a pretty good chance to qualify. If you have a credit score that is below 669 you are eligible however that does not guarantee you get approved.
How to apply for The Genesis Credit Card
Follow the below procedure to apply for the Genesis credit card:
- On your device launch any browser of your choice.
- Now visit https://www.genesis-fs.com/.
- Scroll to the bottom of the site and click on Genesis Credit.
- Scroll down again and click on “Partner With Us”.
- Now enter your name, last name, phone number, and every other information required of you.
- After entering all the information click on submit.
Once you have submitted your application a member of the Genesis Financial Solution will give you a call regarding your credit card application.
Genesis Financial Solution FAQS
What credit card is associated with Genesis?
There are three different cars that are associated with Genesis Financial Solutions, these are the cards that the company offers to customers. Everyone with low credit can apply for any credit card if they have a credit score of their own decision that 669. Their credit cards are:
- Destiny MasterCard
- Indigo Platinum MasterCard
- Milestone Golden MasterCard.
What credit score is needed for Genesis credit?
You don’t need much to apply or to qualify for the Genesis credit cards that are listed above. If you have a credit score that is lower than 669 you are automatically eligible to apply. However, applying does not guarantee that you are going to get your application approved.