How to get a rental car from an Insurance Claim. After you have been involved in an accident, your car is probably damaged. The good thing is that you have insurance, so you are looking forward to the next step.
The next step is filing a claim and then getting your car fixed by the insurance company of the driver who got involved in the accident with you. The only problem is that your insurance company might take a while to get your car fixed. So the question arises: How to get a rental car from an insurance claim?
How to get a Rental Car from an Insurance Claim
This is the question that most car accident victims ask themselves if they have insurance. Because insurance companies can take a while to mobilize and then pay your settlement, you need to get around in the meantime. So one of the main things that people do to have a car to get around before the insurance company finishes investigating and paying the settlement is to have a rental car.
Can you get a Rental Car after an accident with Insurance?
In the meantime, after you have been involved in an auto accident and you have insurance and have filed a claim with the third-party insurance company, you don’t have a car. But you need to get around to carry out your normal activities with your car, which has been involved in the residents. So what do you do? What most people do is that they require the insurance company to provide them with a temporary car.
In most cases, the vehicle is a rental car, which can be rented from any of the companies and used for the majority of the time before the claim settlement is paid. However, there is another question which is, “Can you get a rental car after an accident with insurance?” The answer is yes. If your car is in the auto shop undergoing repairs after an incident, you may be able to get a rental car from either your company or the person’s insurance company.
How to get a Rental Car from an Insurance Claim
That being said, we have come to the main purpose of this article today, which is how we are going to be able to get a rental car from our insurance claim. If you are still able to get around to do your number of activities, you are definitely going to need a car. However, if your car is in the auto shop undergoing repairs, you need a temporary car to get around, which is usually a rental car.
The next question you need to ask yourself is how to get a rental car from your insurance claim. However, to get a rental car, you need to file your accident claim. After filing your accident claim, what you do is simply decide whether you want to use your own insurance or the other person’s insurance.
After the claim is done, you can now simply rent the car yourself or wait for the insurance company to provide the car. However, keep in mind that you must properly document all expenses incurred when obtaining and using the rental vehicle in order to be properly reimbursed.
Who Pays for the Rental Car After the Insurance Claim?
The person that normally has to pay for the rental car after an accident is usually the person that is at fault. If the other driver is at fault, then the other driver’s insurance company would be the one to pay for the rental car. However, getting the insurance company to pay for the rental car might be time-consuming, so you have to file with your own insurance company for a rental car.
How to add rental car reimbursement to your auto policy
OK, let’s say you have gotten the rental car by yourself, simply because you cannot wait for the insurance company of the other driver to mobilize and do it. The next thing you need to know is how to add rental car reimbursement to your auto policy. One of the only ways to do so is to simply get in touch with your insurance company to add a rental car adjustment to it.
How to Have Your Rental Car Costs Covered if the Other Driver Caused the Accident
If the other driver is the cause of the accident, you can get your rental car free of charge or receive reimbursement money when you get it on your own. To do this, you have to file a third-party insurance claim with your company or the other driver’s insurance company. You are going to be living proof that the other driver caused the accident and successfully file the claim.
How to Have Your Rental Car Costs Covered if You Caused the Accident.
Even if the accident was your fault, you can still get your insurance company to cover the rental car costs. All you need to do is simply contact your own insurance company and report the incident and file a claim. This is possible because most car insurance policies cover rental car costs, so your insurance company will be the one to pay for the rental car.
Frequently Asked Questions
Do you need insurance for a rental car?
The short and simple answer is no, you do not need insurance for a rental car. This is because your regular insurance and even your credit card cover some protection for your rental car. So having insurance for your rental car is not required; however, you can extend your regular insurance to cover your rental car.
What happens if you crash your rental car?
After crashing your rental car, it is the same similar process you go through when you crash your own car. By filing a claim, you go through with your rental car. What you need to do is to contact the rental company that you have crashed your rental car, and then it says your insurance to have them fix the rental car.
Will my car insurance cover damage to a rental car?
Yes, your primary car insurance does cover or extend to your rental car if you are using it for personal use. However, this is dependent on the policy.
Do you need extra insurance when renting a car?
If you already have a primary car insurance policy, you do not need additional insurance when renting a car. This is because your primary insurance also extends to the rental car that you are using for personal use at the moment.