How to Open an Opay Account: If you are looking for a comfortable and secure way to manage all your financial transactions in Nigeria, opening an Opay account is the best for you.
How to Open an Opay Account
Opay makes paying bills, buying airtime and data, and sending money simple. You can get a step-by-step tutorial on how to open an Opay account from this article.
What is Opay?
Opay was launched in 2018 to provide a range of mobile payment and financial services, including money transfers, mobile payments, bill payments, and the ability to buy data and airtime bundles. A transport service, food delivery, and a lending platform are also available. The ease of use and competitive rates, as well as the wide range of services offered by the platform, have made it popular in Nigeria.
Benefits of Opening an OPay Account
There are many benefits offered by Opay, such as:
Convenience: the Opay service allows the user to conduct a wide range of transactions by means of their cell phones, which makes it an acceptable alternative to conventional banking methods.
Speed and Low Fees: the Opay transaction process is quick, and users will be able to make transactions in seconds, compared with traditional banking methods. Opay offers users a cost-effective option as it does not charge any fees for transactions.
Security: in order to provide users with safe transactions and personal information, Opay uses several layers of security. Transactions are secure and reduce the risk of fraud by using encryption and biometric authentication.
Wide Range of Services: Opay provides a wide range of financial products, including mobile money transfers, bill payments, airtime purchases, and more. As a result, it is a flexible platform that can be used for different financial needs.
Requirements for Registering an Opay Account
Here are the requirements you must meet before you can begin the Opay sign-up process:
- A mobile device with an internet connection.
- Your bank verification code (BVN)
- The Opay app Get the Opay mobile app from the iOS or Google Play services.
- A clear selfie. This requirement is optional.
- You must also input a verification code that was provided to your phone number in order to confirm your account.
- Acceptable forms of identification. For account verification and KYC regulations, present your national ID card, an international passport, and a driver’s license.
- Nigerian bank account. To finance and conduct transactions, connect your Opay account to a Nigerian bank account.
The most important one is your personal information. During registration, which includes your full name, birth date, and email address,
How to Open an Opay Account
It is becoming more and more popular to open digital wallet accounts to enjoy convenience as well as accessibility for different types of transactions. The reputable Opay platform offers an easy way to open an account on your phone. This article will walk you through the process and ensure a seamless experience. Follow the steps below to open an Opay account on your phone:
Step 1: Downloading the Opay app
- Visit the Apple app or Google Play store.
- Search for the Opay app and click on “install” to download.
2: Launch the app and select the language.
- Find the Opay app on your phone and start it.
- Choose a preferred language from the list of available languages.
Step 3: Providing Personal Information
- Include your complete name and email address in the relevant areas, along with any other personal data.
4: Enter your phone number.
- Enter your phone number to be verified, and wait for the verification code to appear.
- To successfully validate your phone number, enter the code.
Step 5: Setting up a Password
- Make sure the password you use for your Opay account is secure and different.
- Make sure the password has a mix of letters, numbers, and special characters.
6: Adding Your Bank Account
- Connect your bank account to your Opay wallet for simple fund transfers and other financial operations.
In order to comply with legal requirements, Opay may ask you to provide identification. To finish the verification process, follow the offered steps.
How to Open an Opay Account on the Phone
Opay is a mobile digital bank where you can open an account through its mobile app. Below are the steps:
- Step 1: Download and install the Opay app on the Google Play Store or App Store.
- Step 2: Create a new account.
- Step 3: Enter your phone number.
- Step 4: Tap Get OTP and enter the six digits sent to your phone.
- Step 5: Complete your account opening process and add money to your Opay account.
When you sign up with Opay’s referral code and fund your account with N1000, you will get an N1200 welcome bonus.
How to Check the Opay Account Balance
There are a lot of ways to check an Opay account balance. This can also be done by using the USSD code, through the platform app, or by mail. To check, follow the steps below:
- Step 1: Dial *955#.
- Step 2: Select the “my balance” option displayed on your screen as part of a multiple breakdown.
- Step 3: Input your Opay 4-digit code.
The next thing displayed on your screen will be your account balance. A shorter way of checking your account balance is by dialing *955*0#.
Frequently Asked Questions
What’s the code to open an Opay account?
The code to open an Opay account is *955#. The alternative route to using the online app for the account opening process is by using the Opay USSD code. A fee of N10 will be charged before any process will continue. This code is accessible on any mobile device, and it is available on Glo, Airtel, MTN, and 9mobile.
Is my phone number my Opay account number?
The number you use to register for an Opay account automatically becomes your account number. The 10-digit number, which serves as an account number, can be used to receive money from other banks.
How Can I Open an Opay Account on My Phone?
To be able to open an Opay account on your phone, you will need to download the Opay app from your app store. Once you have downloaded the app, sign up by providing your email address, phone number, and other important information.
Do you need BVN to open an Opay account?
Opay is a mobile money platform, so you do not need a BVN to open an account. However, without a BVN, there is a limit on your Opay account. For example, without BVN, you cannot transact more than N200,000 daily on an Opay account. Hence, to increase the account limit, you can upgrade to the next tier of your Opay account, which includes entering your BVN.