How to Set Up and Use Apple Pay

How to set up and use Apple Pay. In this blog, we have talked about contactless payment before. If you have not seen that article, you would do well to check it out. That being said, today we are focusing on Apple Pay, which is another example of contactless payment.

If you have an Apple device that supports Apple Pay, today I am going to show you what Apple Pay is, how it works, and how to use it.

What is Apple Pay?

As I have mentioned above, Apple Pay is a contactless payment system that makes use of Apple devices to make payments. You can make use of any Apple device that has the Apple Pay features, such as iPhones, iPods, Apple watches, and Macbooks. This type of payment can simply be used to check out when you shop in a store, restaurant, or any other place.

It doesn’t matter where you are shopping or what type of item you are buying. If you have the Apple Pay feature and have set it up, you can simply use it to make payments with your Apple device. Apple Pay provides a quicker and easier method of payment than looking for your credit card or the right amount of cash. This is one of the reasons why mobile payment systems like Apple Pay are widely in use.

How does Apple Pay work?

Apple Pay simply works the way your credit card would work when you are making a payment or a purchase from any vendor or store. This basically uses NFC technology to transfer your payment information from your device to the machine capable of reading NFC and then to your bank to authorize the transaction.

Apple Pie basically uses a security process that is called tokenization to keep users’ information private so that fraud or identity theft is not a thing. In order to make use of Apple Pay, you first need to set up the Apple Pay application on your device. Your candidate’s picture needs to be taken so that Apple Pay will replace it with a token for your protection.

What are the benefits of Apple Pay?

There are many advantages to making use of mobile payment systems such as Apple Pay, which are listed below:

They made transactions faster and easier.
Transactions are more efficient.
Transactions are also more secure than using a credit card.
It eliminates the need to handle large amounts of paper.
It also eliminates the need to walk around with cash.
It lowers the risk of fraud.
A thief cannot make use of your Apple Pay if your device is stolen because of security measures that are in place.

How to Set Up Apple Pay

I mentioned above that you can set up Apple Pay with any of the Apple devices that basically use NFC. These devices are listed below, and we are going to show you exactly how to set up Apple Pay for each of them:

iPhones
iPads
Apple Watch
Mac

How to set up Apple Pay on your iPhone

To set up the Apple Pay feature on your iPhone, follow the below procedure exactly as it comes:

Take up your iPhone and open the wallet app on the phone.
Now tap on the + button at the top right corner and select Continue.
Select the type of card you want to add to your Apple Pay.
To add your car, either scan the front of your card with your iPhone’s camera or manually enter the details of your card.
Once that is done, click on Next and enter the card expiration date and security code, then tap on next again.
Select a verification method and click on Next.
Finally, press the next button to begin using Apple Pay.

How to set up Apple Pay on your iPad

Open the settings on your iPad and then scroll down and select Wallet and Apple Pay.
Click on Add Card and then tap on Continue on the Apple Pay setup screen.
Follow the steps to add your card by either scanning or entering the details of your card.
Enter your card’s expiration date and security code, then tap Next.
Agree to the terms and click on Next.

How to set up Apple Pay on your Apple Watch

Setting up Apple Pay on your Apple Watch is easy. Just follow the below procedure:

Launch the Apple Watch application on your iPhone and then select the My Watch tab.
Choose “Watch” and “Apple Pay,” then click “Add Card.”
Now follow the onscreen instructions to either scan your credit card or add it manually.
Tap on Next and enter your card security code and expiry date, then click on Next again.
Read and agree to the terms and conditions and then select a verification method.
Click on Next now to confirm that your bank has verified your information and then click on Next again.

How to Set Up Apple Pay on a Mac

To use Apple Pay on your Mac, it has to have touch ID capability. Follow the below procedure to do so:

Turn on your Mac and then go to System Preferences on your Mac with Touch ID.
Select Wallet and Apple Pay and then click on “Add Card.”
After clicking on add a card, tap on continue. Now scan or enter your card manually and then tap on next.
Also, enter your card expiration date and the security code, then click on Next.
Again, read and accept the terms and conditions.
Finally, verify the security code and then click on Next.

How to use Apple Pay

If you want to make use of the Apple Pay service to make payments online or at any store, follow the below procedure:

Using your iPhone or iPad with Face ID, simply double tap the side button, then use Face ID or your passcode to confirm payment.
Using an iPad or iPhone without Face ID? Use Touch ID on your passcode to verify payment.
For Apple watches, simply double-click the side button.
If you have a MacBook with a Touch ID, follow the prompts on the touch bar and then place your finger on the touch ID to verify.

If you follow this process correctly, you will be able to make use of Apple Pay online or at any physical store you are shopping at.

How to use and set up Apple pay: Frequently Asked Questions

How do I use Apple Pay for the first time?

To use Apple Pay for the first time, simply tap on the apple pie bottom or select Apple Pay as your payment method.

Is there a fee to use Apple Pay?

Using Apple Pay in a store does not attract any charge from Apple. However, the merchant might add an additional fee just like the one for a credit card.

What are the disadvantages of Apple Pay?

One of the main disadvantages of Apple Pay is that it is vulnerable to cyber-attacks. Also, if you use your device with public Wi-Fi connections, your security might be compromised.