Top 8 Travel insurance companies in Nigeria: Traveling is one of the existing adventures one can partake in either for business or pleasure. Traveling can be fun and exciting, it’s solely your responsibility to make your trip fun-filled with fewer worries. To get a trip that is less challenging this can happen with a travel insurance company.
Travel insurance company offers quality plans for travelers. There are several of them that are toping the industry and cover their clients in the course of traveling. Also, note that these insurance companies are accredited by an Insurance agency. These Travel insurance companies ate accepted by Schengen countries. Keep reading this article as I list out the top 8 Travel Insurance Companies In Nigeria.
Top 8 Travel Insurance Companies In Nigeria
The top 8 insurance companies in Nigeria are as follows:
AIICO Travel Insurance Company
AIICO Travel Insurance company is one of the best insurance companies in Nigeria. They ate one of the largest life insurers in Nigeria. The company offers a policy that covers sudden illness, and repatriation of mortal remains.
Aiico Travel Insurance offers cover against the following:
- Evacuation of corpse back to home country
- Emergency medical expenses
- Repatriation for medical reasons.
This insurance company partners with a South African Company known as Chartis.
Leadway Travel Insurance Company
Leadway Travel Insurance covers travelers financial, medical, and other losses incurred while traveling outside their country of residence. Also, it covers travelers for business trips, holidays in the event of accidents, loss of property, and sickness.
The Leadway insurance company caters to the needs of the traveling public and on immigration authorities of foreign countries by providing the below services:
- They cover travelers who travels for business or holiday purposes
- It provides cover for travelers that ate up to 85 years old
- Covers for emergency medical services, loss or theft of personal belongings, Evacuation, reparations, money, and loss of baggage or property.
- The premium payable is a function of a specific destination and duration of stay.
Also, they provide cover against any of the following mishaps:
- Trip cancelation or curtailment
- Medical assistance including expenses emergency, and repatriation
- Affordable and comprehensive
- Personal money loss
- Delayed departure or missed departure
- Personal accident or liability
Leadway Travel Insurance is one of the top Travel insurance in Nigeria.
Zenith Insurance Company
The Zenith Insurance Company is one of the top and largest travel insurance companies in Nigeria. The Zenith Insurance offers two insurance travel covers. Schengen travel insurance plan and Zenith Worldwide Plans. The Schengen travel insurance plan covers a medical travel insurance policy. This is duly designed to cover insurance requirements for Visa issuance by Schengen Embassies in Nigeria. It offers a 24 hours emergency services anywhere in the territory of the Schengen countries. They includes;
- Medical Evacuation
- Home transportation of the deceased
- Statutory arrangements in case of death
- Ambulance transportation
ZTTP Worldwide: This plan has two plans including the Annual Multi or single trip. The worldwide annual insurance plan is a medical travel insurance that covers you anywhere in the globe except your country of permanent residence. It takes up to a month per trip a year, against any medical emergency across the world.
AXA Mansard Travel Insurance Company
AXA Mansard travel insurance has offers that cover you for risks associating with traveling temporarily outside the country of residence. The covers are as following:
- A 24 hours Assistance Services
- Its coverage is worldwide
- Provides coverage for health, property, and accidental demise
- The insurance cover a maximum insurable age of 81 years and above with exceptions
- Medical expenses and hospitalization abroad for the policy period
- Emergency medical evaluation
- Unlimited transportation or repatriation of family members traveling with the insured.
- Compensation for delayed departure
- Trip cancelation expenses
- Repatriation of mortal remains
- Location and forwarding of personal effects
- Compensation for in-flight loss of checked-in baggage
- Compensation for hijacking in means of public transport
Mansard Insurance covers various traveling insurance policies so one has to specify among the ones above you want to cover in your policy.
Industrial and General Insurance PLC (IGI)
IGI provides life and non-life insurance policies. The insurance company offers covers on individual and group life, health, marine, and general business. Also identifies analysis, control risk, and evaluates.
This insurance company has a reputation for excellence and has become one of the best-preferred insurers for individuals and corporate clients that need premium insurance and related financial services. Their policies includes:
- Return assistance.
- Emergency Assistance services.
- Reimbursement of Emergency medical expenses.
They collaborate with foreign partners to provide their policies. IGI travel insurance policy covers for health insurance policy and its one of the best comprehensive and affordable in market in over 194 countries including USA.
Mutual Benefit Assurance
Mutual Benefit Assurance is one of the best top Travel Insurance Company settled in Nigeria. The company coverage on financial and medical as well as other losses acquired while traveling outside of Nigeria.
The insurance package offers coverage for travelers up to the age of 85 years. Also, offers coverage on holidays and business trips. Also, the company provides for emergency medical needs, loss or theft of belongings, Evacuation, expulsion, and money. The company’s policy is friendly it covers the Visitor’s Insurance Programme (VIP). This covers insured people traveling to Schengen states in Europe for emergency medical expenses and repatriation back to Nigeria.
Cornerstone Insurance PLC
The Cornerstone Insurance plc was established in 1991. This insurance company covers travel insurance professional, ethical and customer-focused manner and has remained committed to these values over the years. The insurance company is licensed by the National insurance commission to cover both general and life insurance businesses. Also, they undertake the following including Engineering All risks, Asset protection, Liability to third party, oil & Gas, Mortgage Protection, Term Assurance, motor vehicle, aviation, marine, etc.
The Cornerstone Insurance covers insured people if they travel in a licensed standard type aircraft having fully paid for their airfare. It offers protection against bodily injury resulting from the below incidents:
- Loss of luggage.
- Medical expenses for treating the injuries from the accident.
- Permanent disability.
Cornerstone Insurance is very liable for its services.
World Nomads Travel Insurance
The Nomads travel insurance policy is designed for adventurous travelers. It covers overseas medical, evacuation, baggage, and a range of adventure sports and activities.
World Nomads Travel Insurance has been created by travelers for travelers, to cover up for trip essentials including;
- Emergency Overseas Medical.
- Delayed baggage.
- Death Overseas.
- Travel accidents.
- Baggage Loss.
This world Nomads travel insurance policy service
Things to Consider Before Purchasing Travel Insurance policy
Definitely, before you purchase any travel insurance companies take note or make inquiries on the following:
- Seek to know their actual coverage. The number of travel insurance coverage they offer
- Find out if the association with trusted agencies to know how reliable is the insurance company
- Find out about the travel insurance cases they have handled so far or dealt with in the past
- Also, find out if they have good customer service to enable clients to contact them.
Also, find out about their customers reviews about their services.
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