Lowe’s Cardholders can activate their new credit card online at www.lowes.com/activate. Cardholders who recently received their new credit card will have to activate it before using it. Lowe’s, through Synchrony Bank, offers an online activation method, in-app activation, and phone activation to make the activation process stress-free and simple for cardholders.


So, if you just received the Lowe’s card, don’t worry about the activation process. This write-up will guide you.


The Lowes credit card is a synchrony bank card and can be activated through the synchrony bank website. And for you to successfully activate your Lowe’s cards, your card details will be required. Moreover, you will need to sign up for Lowe’s Synchrony online access, especially if you want to activate it online or via a mobile app.

Lowes Card Activation Methods

Synchrony Bank provided different ways cardholders can activate their Lowe’s credit cards. They’re as follows;

    Mobile app

These are ways to activate your new Lowe’s credit card. You can choose any of these activation methods. Although the sections below will guide you through

How to Activate Lowe’s Credit Card Online for Existing Users

If you’re an existing Lowe’s credit card user, you will need to sign in to your account to activate your new card. To get started, do the following:

  • Launch your browser.
  • Navigate to the Lowes login website at https://lowes.syf.com/accounts/login/
  • Fill in your User ID and Password
  • Tap on the Secure Login option on the screen.
  • Find the activate button and click on it.
  • Key in the activation form and follow the prompt.

The above are steps to activate your new Lowe’s card online.

How to Activate Lowe’s Credit Card For First-Time Users

The procedure for first-time users is different from the one above. As a first-timer, you need to create an online access account. Follow these instructions:

  • Go to the login page at https://lowes.syf.com/accounts/login/
  • Click on the “register” button.
  • Enter your card number.
  • Set up your login credentials (User ID and password)
  • After registering, sign in to your account.
  • Tap on the card’s Activate button and follow the prompts.

With this, you will successfully register and activate your card online.

How To Activate Lowe’s Credit Card Via Phone

Another method for cardholders to activate their new synchrony lowes card is by phone activation. To activate your Lowe’s Synchrony credit card by phone, do the following:

  • Get your mobile phone( the phone with the registered number).
  • Then, dial the customer service phone number.
  • Follow the instructions and choose the language you are comfortable with to proceed further.
  • Fill in Lowe’s credit card details and personal information over the phone.
  • Then, follow the on-call guide and quickly complete the process.

These are simple procedures to successfully activate your card over the phone. To get the Lowes credit card customer service phone number, tap on this link: https://www.lowes.com/l/Credit Select the customer service tab beneath, followed by the Contact Us tab.

Lowes Credit Card Login at www.lowes.com

To manage your credit card online, you will need to register for online access. You will need some info to successfully sign up for Synchrony Lowe’s card online access. After signing up, you can log in to pay your lowe’s credit card bill, check your card balance, track transactions, etc.

How to Log in to Your Lowes Credit Card Account

Please follow the steps below to sign in to your credit card account.

  • Proceed to the Lowe’s card login website at https://lowes.syf.com
  • Fill in your user ID
  • Key in your password.
  • Tap on the login link.

These are guides on how to sign in to your account via Lowe’s official website. If you forget your Lowe’s credit login user ID and password, click on the Find User ID or Reset Your Password.

Lowe’s Credit Card Payment

To pay your Lowe’s card bill, you can pay in-store, online, through the Lowe’s app, or over the phone. Just know that you will be providing your credit card details to successfully pay your bill.

How To Pay Lowe’s Credit Card Online

Steps for Lowes payment online include:

  • Proceed to the Lowe’s card login website at https://lowes.syf.com login
    Fill in your user IDKey in your password. Tap on the login link. Tap on the payment option and follow the prompt.

These are steps to pay your Lowe credit card bill online.

Lowes Credit Card Customer Service

If you have any trouble activating your Lowes CC Contact the customer service agent. Follow the steps below to get the phone number.

  • Move to https://www.lowes.com/l/Credit
  • Towards the bottom of the screen, select customer service.
  • Hit on contact us.
  • As you move down the page, you will see phone numbers under “How do I manage my Lowe’s credit card account.”
  • You can go ahead and dial the number.

The above are steps to get the customer service representative by phone.


How do I check my Lowe’s account balance?

Online: Log in to your online account to see your Lowe’s store card balance. Phone: Call Lowe’s Customer Service and follow the prompts to have the automated system read your current balance.

How do I pay my Lowe’s credit card bill online?

To pay your Lowe’s Advantage credit card bill online, go to https://lowes.syf.com Sign in to pay your bills.

How do I check the balance on my Lowe’s gift card?

You can go to any Lowe’s store and ask a cashier to check the balance for you. Check your balance online at https://www.giftcards.com/lowes.


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